/**
 * Billig-Kredit24.de - Hauptstylesheet
 * Modernes, professionelles Design für Kreditvergleich
 * Version 2.0
 */

/* =====================================================
   CSS VARIABLEN / DESIGN TOKENS
   ===================================================== */
:root {
    /* Primärfarben - Seriöses Finanz-Blau */
    --color-primary: #1a365d;
    --color-primary-light: #2c5282;
    --color-primary-dark: #0f2744;
    
    /* Akzentfarben - Vertrauen & Erfolg */
    --color-accent: #38a169;
    --color-accent-light: #48bb78;
    --color-accent-dark: #276749;
    
    /* Sekundärfarben */
    --color-secondary: #4299e1;
    --color-secondary-light: #63b3ed;
    
    /* Neutralfarben */
    --color-white: #ffffff;
    --color-gray-50: #f7fafc;
    --color-gray-100: #edf2f7;
    --color-gray-200: #e2e8f0;
    --color-gray-300: #cbd5e0;
    --color-gray-400: #a0aec0;
    --color-gray-500: #718096;
    --color-gray-600: #4a5568;
    --color-gray-700: #2d3748;
    --color-gray-800: #1a202c;
    --color-gray-900: #171923;
    
    /* Status-Farben */
    --color-success: #38a169;
    --color-warning: #d69e2e;
    --color-error: #e53e3e;
    --color-info: #3182ce;
    
    /* Typografie */
    --font-primary: 'Source Sans 3', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-heading: 'Montserrat', 'Source Sans 3', sans-serif;
    
    /* Font Sizes */
    --text-xs: 0.75rem;
    --text-sm: 0.875rem;
    --text-base: 1rem;
    --text-lg: 1.125rem;
    --text-xl: 1.25rem;
    --text-2xl: 1.5rem;
    --text-3xl: 1.875rem;
    --text-4xl: 2.25rem;
    --text-5xl: 3rem;
    
    /* Abstände */
    --space-1: 0.25rem;
    --space-2: 0.5rem;
    --space-3: 0.75rem;
    --space-4: 1rem;
    --space-5: 1.25rem;
    --space-6: 1.5rem;
    --space-8: 2rem;
    --space-10: 2.5rem;
    --space-12: 3rem;
    --space-16: 4rem;
    --space-20: 5rem;
    
    /* Schatten */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow: 0 1px 3px 0 rgba(0, 0, 0, 0.1), 0 1px 2px 0 rgba(0, 0, 0, 0.06);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    
    /* Radien */
    --radius-sm: 0.25rem;
    --radius: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-full: 9999px;
    
    /* Übergänge */
    --transition-fast: 150ms ease;
    --transition-base: 200ms ease;
    --transition-slow: 300ms ease;
    
    /* Container */
    --container-max: 1200px;
    --container-padding: var(--space-4);
}

/* =====================================================
   RESET & BASIS
   ===================================================== */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-primary);
    font-size: var(--text-base);
    line-height: 1.6;
    color: var(--color-gray-700);
    background-color: var(--color-gray-50);
}

/* =====================================================
   TYPOGRAFIE
   ===================================================== */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 600;
    line-height: 1.3;
    color: var(--color-gray-800);
    margin-bottom: var(--space-4);
}

h1 { font-size: var(--text-4xl); }
h2 { font-size: var(--text-3xl); }
h3 { font-size: var(--text-2xl); }
h4 { font-size: var(--text-xl); }
h5 { font-size: var(--text-lg); }
h6 { font-size: var(--text-base); }

p {
    margin-bottom: var(--space-4);
}

a {
    color: var(--color-primary);
    text-decoration: underline;
    text-decoration-thickness: 1px;
    text-underline-offset: 2px;
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--color-primary-light);
    text-decoration-thickness: 2px;
}

/* Links in Navigation ohne Unterstreichung */
.header__nav-link,
.mobile-nav__link,
.footer__list a,
.footer__credit-link,
.footer__legal a,
.breadcrumb__link,
.sidebar-nav__link {
    text-decoration: none;
}

.header__nav-link:hover,
.mobile-nav__link:hover,
.footer__list a:hover,
.footer__credit-link:hover,
.footer__legal a:hover,
.breadcrumb__link:hover,
.sidebar-nav__link:hover {
    text-decoration: underline;
}

strong, b {
    font-weight: 600;
}

/* =====================================================
   LAYOUT
   ===================================================== */
.container {
    width: 100%;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

.section {
    padding: var(--space-16) 0;
}

.section--white {
    background-color: var(--color-white);
}

.section--gray {
    background-color: var(--color-gray-50);
}

.section--primary {
    background-color: var(--color-primary);
    color: var(--color-white);
}

/* =====================================================
   HEADER
   ===================================================== */
.header {
    background: var(--color-white);
    box-shadow: var(--shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 70px;
}

.header__logo {
    display: flex;
    align-items: center;
}

.header__logo img {
    height: 45px;
    width: auto;
}

.header__nav {
    display: none;
}

@media (min-width: 768px) {
    .header__nav {
        display: flex;
        align-items: center;
        gap: var(--space-1);
    }
}

.header__nav-link {
    padding: var(--space-2) var(--space-4);
    font-weight: 500;
    color: var(--color-gray-700);
    border-radius: var(--radius);
    transition: all var(--transition-fast);
}

.header__nav-link:hover,
.header__nav-link--active {
    background-color: var(--color-primary);
    color: var(--color-white);
}

.header__hotline {
    display: none;
    align-items: center;
    gap: var(--space-1);
    padding: var(--space-2) var(--space-4);
    background-color: var(--color-accent);
    color: var(--color-white);
    border-radius: var(--radius);
    font-weight: 600;
    font-size: var(--text-sm);
    flex-direction: column;
    text-align: center;
    text-decoration: none;
}

.header__hotline-main {
    display: flex;
    align-items: center;
    gap: var(--space-2);
}

.header__hotline-powered {
    font-size: 10px;
    font-weight: 400;
    color: #ffffff;
}

@media (min-width: 1024px) {
    .header__hotline {
        display: flex;
    }
}

.header__hotline:hover {
    background-color: var(--color-accent-dark);
    color: var(--color-white);
}

.header__mobile-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    background: none;
    border: none;
    cursor: pointer;
    color: var(--color-gray-700);
}

@media (min-width: 768px) {
    .header__mobile-toggle {
        display: none;
    }
}

/* Mobile Navigation */
.mobile-nav {
    display: none;
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--color-white);
    z-index: 999;
    padding: var(--space-4);
    overflow-y: auto;
}

.mobile-nav--open {
    display: block;
}

.mobile-nav__link {
    display: block;
    padding: var(--space-4);
    border-bottom: 1px solid var(--color-gray-200);
    font-weight: 500;
    color: var(--color-gray-700);
}

.mobile-nav__link:hover {
    background-color: var(--color-gray-50);
}

/* =====================================================
   HERO SECTION
   ===================================================== */
.hero {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    color: var(--color-white);
    padding: var(--space-12) 0 var(--space-20);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.5;
}

.hero__content {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 700px;
    margin: 0 auto var(--space-8);
}

.hero__title {
    font-size: var(--text-4xl);
    font-weight: 700;
    margin-bottom: var(--space-4);
    color: var(--color-white);
}

@media (min-width: 768px) {
    .hero__title {
        font-size: var(--text-5xl);
    }
}

.hero__subtitle {
    font-size: var(--text-lg);
    opacity: 0.9;
    margin-bottom: var(--space-6);
}

/* Trust Badges im Hero */
.hero__badges {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--space-4);
}

.hero__badge {
    display: flex;
    align-items: center;
    gap: var(--space-2);
    font-size: var(--text-sm);
    font-weight: 500;
}

.hero__badge-icon {
    width: 20px;
    height: 20px;
    background-color: var(--color-accent);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-white);
    font-size: 12px;
}

/* =====================================================
   KREDITFORMULAR (Hero-Form)
   ===================================================== */
.credit-form {
    background: linear-gradient(135deg, #f8fafc 0%, #eef2f7 50%, #e8eef5 100%);
    border-radius: var(--radius-xl);
    box-shadow: 
        0 4px 6px -1px rgba(0, 0, 0, 0.1),
        0 2px 4px -1px rgba(0, 0, 0, 0.06),
        0 20px 25px -5px rgba(0, 0, 0, 0.1),
        inset 0 1px 0 rgba(255, 255, 255, 0.8);
    padding: var(--space-8);
    position: relative;
    z-index: 10;
    max-width: 900px;
    margin: 0 auto;
    border: 1px solid rgba(26, 54, 93, 0.12);
}

.credit-form::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 5px;
    background: linear-gradient(90deg, var(--color-primary) 0%, #2c5282 50%, var(--color-accent) 100%);
    border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}

.credit-form::after {
    content: '';
    position: absolute;
    top: 5px;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,0.8) 50%, transparent 100%);
}

.credit-form__grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-5);
}

@media (min-width: 768px) {
    .credit-form__grid {
        grid-template-columns: repeat(4, 1fr);
        gap: var(--space-4);
    }
}

.credit-form__group {
    display: flex;
    flex-direction: column;
}

.credit-form__group--submit {
    justify-content: flex-end;
}

.credit-form__label {
    font-size: var(--text-xs);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-2);
    text-transform: uppercase;
    letter-spacing: 0.8px;
}

.credit-form__select {
    width: 100%;
    padding: var(--space-3) var(--space-4);
    font-size: var(--text-base);
    border: 1px solid rgba(26, 54, 93, 0.2);
    border-radius: var(--radius-md);
    background-color: #ffffff;
    color: var(--color-gray-800);
    cursor: pointer;
    transition: all var(--transition-fast);
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%231a365d' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 40px;
    font-weight: 500;
    box-shadow: inset 0 1px 2px rgba(0,0,0,0.05);
}

.credit-form__select:hover {
    border-color: var(--color-primary);
    background-color: #ffffff;
}

.credit-form__select:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(26, 54, 93, 0.15);
    background-color: #ffffff;
}

.credit-form__submit {
    width: 100%;
    padding: var(--space-4) var(--space-6);
    background: linear-gradient(135deg, var(--color-accent) 0%, #2f855a 100%);
    color: var(--color-white);
    font-size: var(--text-base);
    font-weight: 700;
    border: none;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: all var(--transition-fast);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 14px rgba(56, 161, 105, 0.35);
}

.credit-form__submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(56, 161, 105, 0.45);
    background: linear-gradient(135deg, #3fbd7a 0%, var(--color-accent) 100%);
}

.credit-form__submit:active {
    transform: translateY(0);
    box-shadow: 0 2px 10px rgba(56, 161, 105, 0.4);
}

.credit-form__disclosure {
    text-align: center;
    font-size: 11px;
    color: var(--color-gray-500);
    margin-top: var(--space-5);
    padding-top: var(--space-4);
    border-top: 1px solid rgba(26, 54, 93, 0.1);
    line-height: 1.6;
}

.credit-form__powered {
    position: absolute;
    top: var(--space-4);
    right: var(--space-6);
    display: flex;
    align-items: center;
    gap: var(--space-1);
}

.credit-form__powered-text {
    font-size: 10px;
    color: var(--color-gray-400);
}

.credit-form__powered-logo {
    height: 14px;
    width: auto;
}

/* =====================================================
   BREADCRUMBS
   ===================================================== */
.breadcrumbs {
    padding: var(--space-4) 0;
    background-color: var(--color-white);
    border-bottom: 1px solid var(--color-gray-200);
}

.breadcrumbs__list {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: var(--space-2);
    list-style: none;
    font-size: var(--text-sm);
}

.breadcrumbs__item {
    display: flex;
    align-items: center;
    gap: var(--space-2);
}

.breadcrumbs__item::after {
    content: '›';
    color: var(--color-gray-400);
}

.breadcrumbs__item:last-child::after {
    display: none;
}

.breadcrumbs__link {
    color: var(--color-gray-600);
}

.breadcrumbs__link:hover {
    color: var(--color-primary);
}

.breadcrumbs__current {
    color: var(--color-gray-800);
    font-weight: 500;
}

/* =====================================================
   CONTENT LAYOUT (2-Spaltig mit Sidebar)
   ===================================================== */
.content-layout {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-8);
}

@media (min-width: 1024px) {
    .content-layout {
        grid-template-columns: 1fr 280px;
    }
}

.content-main {
    min-width: 0;
}

.content-sidebar {
    display: none;
}

@media (min-width: 1024px) {
    .content-sidebar {
        display: block;
    }
}

/* Sidebar Navigation */
.sidebar-nav {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    overflow: hidden;
    position: sticky;
    top: 90px;
}

.sidebar-nav__title {
    background: var(--color-primary);
    color: var(--color-white);
    padding: var(--space-4);
    font-size: var(--text-base);
    font-weight: 600;
    margin: 0;
}

.sidebar-nav__list {
    list-style: none;
}

.sidebar-nav__link {
    display: block;
    padding: var(--space-3) var(--space-4);
    color: var(--color-gray-700);
    border-bottom: 1px solid var(--color-gray-100);
    font-size: var(--text-sm);
    transition: all var(--transition-fast);
}

.sidebar-nav__link:hover,
.sidebar-nav__link--active {
    background-color: var(--color-gray-50);
    color: var(--color-primary);
    padding-left: var(--space-5);
}

/* =====================================================
   BUBBLE POINTS / USP CARDS
   ===================================================== */
.usp-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-6);
}

@media (min-width: 768px) {
    .usp-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.usp-card {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-6);
    text-align: center;
    box-shadow: var(--shadow);
    transition: all var(--transition-base);
}

.usp-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.usp-card__icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-4);
    color: var(--color-white);
    font-size: 28px;
}

.usp-card__title {
    font-size: var(--text-xl);
    margin-bottom: var(--space-3);
}

.usp-card__text {
    color: var(--color-gray-600);
    font-size: var(--text-sm);
    margin-bottom: var(--space-4);
}

.usp-card__list {
    list-style: none;
    text-align: left;
}

.usp-card__list li {
    padding: var(--space-2) 0;
    padding-left: var(--space-6);
    position: relative;
    font-size: var(--text-sm);
    color: var(--color-gray-700);
}

.usp-card__list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--color-accent);
    font-weight: bold;
}

/* =====================================================
   BANKEN TRUST SECTION
   ===================================================== */
.bank-logos {
    padding: var(--space-12) 0;
    background: var(--color-white);
}

.bank-logos__title {
    text-align: center;
    margin-bottom: var(--space-8);
    color: var(--color-gray-600);
    font-size: var(--text-lg);
}

.bank-logos__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-6);
    align-items: center;
    justify-items: center;
}

@media (min-width: 768px) {
    .bank-logos__grid {
        grid-template-columns: repeat(6, 1fr);
    }
}

.bank-logos__item {
    opacity: 0.7;
    transition: opacity var(--transition-fast);
    max-width: 100px;
}

.bank-logos__item:hover {
    opacity: 1;
}

.bank-logos__item img {
    max-width: 100%;
    height: auto;
    filter: grayscale(100%);
    transition: filter var(--transition-fast);
}

.bank-logos__item:hover img {
    filter: grayscale(0%);
}

/* =====================================================
   FAQ ACCORDION
   ===================================================== */
.faq {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    overflow: hidden;
}

.faq__item {
    border-bottom: 1px solid var(--color-gray-200);
}

.faq__item:last-child {
    border-bottom: none;
}

.faq__question {
    width: 100%;
    padding: var(--space-5) var(--space-6);
    background: none;
    border: none;
    text-align: left;
    font-size: var(--text-base);
    font-weight: 600;
    color: var(--color-gray-800);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: var(--space-4);
    transition: background-color var(--transition-fast);
}

.faq__question:hover {
    background-color: var(--color-gray-50);
}

.faq__icon {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
    transition: transform var(--transition-base);
}

.faq__item--open .faq__icon {
    transform: rotate(180deg);
}

.faq__answer {
    display: none;
    padding: 0 var(--space-6) var(--space-5);
    color: var(--color-gray-600);
    line-height: 1.7;
}

.faq__item--open .faq__answer {
    display: block;
}

/* =====================================================
   HOWTO STEPS
   ===================================================== */
.howto {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-8);
    box-shadow: var(--shadow);
}

.howto__title {
    text-align: center;
    margin-bottom: var(--space-8);
}

.howto__steps {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-6);
}

@media (min-width: 768px) {
    .howto__steps {
        grid-template-columns: repeat(3, 1fr);
    }
}

.howto__step {
    text-align: center;
    position: relative;
}

.howto__number {
    width: 48px;
    height: 48px;
    background: var(--color-primary);
    color: var(--color-white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--text-xl);
    font-weight: 700;
    margin: 0 auto var(--space-4);
}

.howto__step-title {
    font-size: var(--text-lg);
    margin-bottom: var(--space-2);
}

.howto__step-text {
    font-size: var(--text-sm);
    color: var(--color-gray-600);
}

/* =====================================================
   CTA BUTTONS
   ===================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    padding: var(--space-3) var(--space-6);
    font-size: var(--text-base);
    font-weight: 600;
    border-radius: var(--radius-md);
    border: none;
    cursor: pointer;
    transition: all var(--transition-fast);
    text-decoration: none;
}

.btn--primary {
    background: var(--color-primary);
    color: var(--color-white);
}

.btn--primary:hover {
    background: var(--color-primary-light);
    color: var(--color-white);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn--accent {
    background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-accent-dark) 100%);
    color: var(--color-white);
}

.btn--accent:hover {
    color: var(--color-white);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn--outline {
    background: transparent;
    color: var(--color-primary);
    border: 2px solid var(--color-primary);
}

.btn--outline:hover {
    background: var(--color-primary);
    color: var(--color-white);
}

.btn--lg {
    padding: var(--space-4) var(--space-8);
    font-size: var(--text-lg);
}

.btn--block {
    width: 100%;
}

/* =====================================================
   CTA SECTION
   ===================================================== */
.cta-section {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    color: var(--color-white);
    padding: var(--space-12) 0;
    text-align: center;
}

.cta-section__title {
    color: var(--color-white);
    margin-bottom: var(--space-4);
}

.cta-section__text {
    font-size: var(--text-lg);
    opacity: 0.9;
    margin-bottom: var(--space-6);
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* =====================================================
   PARTNER HINWEIS (statt Banken-Logos)
   ===================================================== */
.partner-hinweis {
    padding: var(--space-8) 0;
    background: var(--color-gray-100);
    border-top: 1px solid var(--color-gray-200);
    border-bottom: 1px solid var(--color-gray-200);
}

.partner-hinweis__text {
    text-align: center;
    font-size: var(--text-sm);
    color: var(--color-gray-600);
    margin: 0;
}

/* =====================================================
   SMAVA IFRAME CONTAINER - AKTUALISIERT
   ===================================================== */
.smava-frame {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    margin: var(--space-8) 0;
}

.smava-frame__header {
    background: var(--color-primary);
    padding: var(--space-4) var(--space-6);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.smava-frame__title {
    font-weight: 600;
    margin: 0;
    color: #ffffff;
}

.smava-frame__badge {
    background: rgba(255,255,255,0.2);
    padding: var(--space-1) var(--space-3);
    border-radius: var(--radius);
    font-size: var(--text-xs);
    color: #ffffff;
}

.smava-frame__content {
    min-height: 600px;
}

.smava-frame__content iframe {
    width: 100%;
    height: 100%;
    min-height: 600px;
    border: none;
}

.smava-frame__disclosure {
    padding: var(--space-3) var(--space-6);
    background: var(--color-gray-50);
    font-size: var(--text-xs);
    color: var(--color-gray-500);
    text-align: center;
}

/* =====================================================
   CONTENT ARTIKEL
   ===================================================== */
.article {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: var(--space-8);
    box-shadow: var(--shadow);
}

.article h2 {
    margin-top: var(--space-8);
    padding-top: var(--space-6);
    border-top: 1px solid var(--color-gray-200);
}

.article h2:first-child {
    margin-top: 0;
    padding-top: 0;
    border-top: none;
}

.article h3 {
    margin-top: var(--space-6);
}

.article p {
    color: var(--color-gray-700);
    line-height: 1.8;
}

.article ul, .article ol {
    margin-bottom: var(--space-4);
    padding-left: var(--space-6);
}

.article li {
    margin-bottom: var(--space-2);
    line-height: 1.7;
}

/* =====================================================
   FOOTER
   ===================================================== */
.footer {
    background: var(--color-gray-900);
    color: var(--color-gray-300);
    padding: var(--space-10) 0 var(--space-6);
}

/* Kreditsummen Grid */
.footer__credits {
    margin-bottom: var(--space-8);
    padding-bottom: var(--space-8);
    border-bottom: 1px solid var(--color-gray-700);
}

.footer__section-title {
    color: var(--color-white);
    font-size: var(--text-sm);
    font-weight: 600;
    margin-bottom: var(--space-4);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.footer__credits-grid {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-2);
}

.footer__credit-link {
    display: inline-block;
    padding: var(--space-1) var(--space-3);
    background: var(--color-gray-800);
    color: #d1d5db;
    font-size: var(--text-xs);
    border-radius: var(--radius);
    transition: all var(--transition-fast);
}

.footer__credit-link:hover {
    background: var(--color-primary);
    color: var(--color-white);
}

/* Footer Main Grid */
.footer__main {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-8);
    margin-bottom: var(--space-8);
}

@media (min-width: 768px) {
    .footer__main {
        grid-template-columns: repeat(4, 1fr);
    }
}

.footer__col-title {
    color: var(--color-white);
    font-size: var(--text-sm);
    font-weight: 600;
    margin-bottom: var(--space-3);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.footer__col-title--mt {
    margin-top: var(--space-6);
}

.footer__list {
    list-style: none;
}

.footer__list li {
    margin-bottom: var(--space-2);
}

.footer__list a {
    color: #d1d5db;
    font-size: var(--text-sm);
    transition: color var(--transition-fast);
}

.footer__list a:hover {
    color: var(--color-white);
}

.footer__phone {
    font-weight: 600;
    color: var(--color-accent) !important;
}

.footer__hours {
    font-size: var(--text-xs);
    color: #d1d5db;
}

.footer__partner {
    display: flex;
    flex-direction: column;
    gap: var(--space-3);
}

.footer__partner-text {
    font-size: var(--text-xs);
    color: #d1d5db;
    line-height: 1.5;
}

.footer__bottom {
    border-top: 1px solid var(--color-gray-700);
    padding-top: var(--space-6);
    display: flex;
    flex-direction: column;
    gap: var(--space-4);
    text-align: center;
}

@media (min-width: 768px) {
    .footer__bottom {
        flex-direction: row;
        justify-content: space-between;
        text-align: left;
    }
}

.footer__copyright {
    font-size: var(--text-sm);
}

.footer__legal {
    display: flex;
    gap: var(--space-2);
    align-items: center;
    font-size: var(--text-sm);
}

.footer__divider {
    color: var(--color-gray-600);
}

.footer__legal a {
    color: var(--color-gray-400);
}

.footer__legal a:hover {
    color: var(--color-white);
}

/* =====================================================
   UTILITIES
   ===================================================== */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mb-0 { margin-bottom: 0; }
.mb-4 { margin-bottom: var(--space-4); }
.mb-8 { margin-bottom: var(--space-8); }

.mt-0 { margin-top: 0; }
.mt-4 { margin-top: var(--space-4); }
.mt-8 { margin-top: var(--space-8); }

.hidden { display: none; }

@media (max-width: 767px) {
    .hidden-mobile { display: none; }
}

@media (min-width: 768px) {
    .hidden-desktop { display: none; }
}

/* =====================================================
   COOKIE CONSENT OVERRIDE
   ===================================================== */
.cc-window {
    font-family: var(--font-primary) !important;
}

.cc-btn {
    border-radius: var(--radius) !important;
}

/* =====================================================
   PARTNER FRAME (universell für alle Partner)
   ===================================================== */
.partner-frame {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    margin: var(--space-8) 0;
}

.partner-frame__header {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    padding: var(--space-4) var(--space-6);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.partner-frame__title {
    color: #ffffff;
    font-size: var(--text-lg);
    font-weight: 600;
}

.partner-frame__badge {
    color: #ffffff;
    font-size: var(--text-sm);
    opacity: 0.9;
}

.partner-frame__content {
    min-height: 400px;
}

.partner-frame__disclosure {
    padding: var(--space-4) var(--space-6);
    background: var(--color-gray-50);
    font-size: var(--text-xs);
    color: var(--color-gray-600);
    text-align: center;
    border-top: 1px solid var(--color-gray-200);
}

/* =====================================================
   PARTNER CONSENT OVERLAY
   ===================================================== */
.partner-consent {
    padding: var(--space-12) var(--space-6);
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 500px;
    background: linear-gradient(180deg, var(--color-gray-50) 0%, var(--color-white) 100%);
}

.partner-consent__inner {
    max-width: 500px;
    text-align: center;
}

.partner-consent__logo {
    margin-bottom: var(--space-6);
}

.partner-consent__logo img {
    max-width: 180px;
    height: auto;
}

.partner-consent__headline {
    font-size: var(--text-2xl);
    color: var(--color-primary);
    margin-bottom: var(--space-4);
}

.partner-consent__text {
    font-size: var(--text-base);
    color: var(--color-gray-600);
    line-height: 1.7;
    margin-bottom: var(--space-6);
}

.partner-consent__checkbox {
    margin-bottom: var(--space-6);
    text-align: left;
    background: var(--color-white);
    padding: var(--space-4);
    border-radius: var(--radius-md);
    border: 1px solid var(--color-gray-200);
}

.partner-consent__checkbox label {
    display: flex;
    align-items: flex-start;
    gap: var(--space-3);
    cursor: pointer;
    font-size: var(--text-sm);
    color: var(--color-gray-700);
    line-height: 1.5;
}

.partner-consent__checkbox input[type="checkbox"] {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    flex-shrink: 0;
    accent-color: var(--color-accent);
}

.partner-consent__checkbox a {
    color: var(--color-primary);
    text-decoration: underline;
}

.partner-consent__checkbox a:hover {
    color: var(--color-primary-light);
}

.partner-consent__button {
    width: 100%;
    max-width: 300px;
}

.partner-consent__button:disabled {
    opacity: 0.5;
    cursor: not-allowed;
    transform: none !important;
}

.partner-consent__button:disabled:hover {
    box-shadow: none;
}

/* =====================================================
   PRINT STYLES
   ===================================================== */
@media print {
    .header,
    .footer,
    .credit-form,
    .smava-frame,
    .partner-frame,
    .sidebar-nav {
        display: none;
    }
    
    .article {
        box-shadow: none;
        padding: 0;
    }
}